A Guide to Buying Your First Home


1. Meet with a sales associate.

Why Should I Use a Real Estate Agent?


2. Get pre-approved for a mortgage.

Why Should I Get Pre-Approved for a Mortgage?

How Much Home Can I Afford?

Mortgage Approval and Student Loans


3. Search for your first home.

My HomeFinder

Listing Status


4. Find your home and make an offer.



5. Sign the Contract of Sale – Escrow.

Mortgage Services


6. Due Dilligence.

Home Inspection: Home, Wood Infestation, Roof, Pool, etc.

Reports: Seller Disclosure, Title Commitment, CCRs, HOA Disclosures, etc.


7. Choose a loan and apply.

How Do I Know Which Type of Mortgage is Best for Me?

How Does My Credit Affect My Mortgage?

How Can I Improve My Credit Score?


8. Secure homeowner’s insurance.

Insurance Services


9. Pay any additional closing costs.

What Additional Costs Come with Owning a Home?


10. Prepare in advance to make the moving process go smoothly

Shortcuts to Make Your Move Easier

Moving Tips


AskHomesale.com provides real estate advice and information for home buyers, home sellers, and homeowners alike. Askhomesale.com is part of the Homesale Realty Family. The Homesale Family of Companies is the leading real estate company serving the Baltimore, Maryland, South Central and Southeastern PA real estate markets.  Homesale Realty has more than 27 offices with over 1,200 REALTORS®. Homesale Realty’s footprint includes Maryland real estate offices in Baltimore Metro, Federal Hill,  Harbor EastPhoenix, Timonium, and Westminster. Pennsylvania real estate offices include Lancaster,Ephrata,Elizabethtown, Mt Joy, Quarryville, Camp Hill, Carlisle, Chambersburg,Harrisburg,Hershey, Lebanon, Schuylkill Haven, Wyomissing, York, Dallastown,Gettysburg,Hanover, and Shrewsbury.

Tips for Home Buyers  |  Tips for Home Sellers | Tips for Homeowners

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