A Guide to Buying Your First Home

1. Meet with a sales associate. Why Should I Use a Real Estate Agent?   2. Get pre-approved for a mortgage. Why Should I Get Pre-Approved for a Mortgage? How Much Home Can I Afford? Mortgage Approval and Student Loans   3. Search for your first home. My HomeFinder Listing Status   4. Find your home…

Paying Off Your Mortgage

If you are looking to pay off your mortgage earlier than you initially planned, there are multiple ways to get this done. Before you begin, check with your bank to make sure there are no hidden fees or charges for paying early. Refinance your Mortgage A good way to put a dent into paying off a…

Pre-qualification vs. Pre-approval

There has been some confusion among those looking to buy a home and qualify for a mortgage loan regarding the difference between a mortgage pre-approval vs a pre-qualification letter. Indeed, they sound pretty similar, so hearing these terms before or during the hectic time while considering buying can only add to the confusion for novice…

7 Things to Avoid Before Purchasing a Home

  If you have been approved for a mortgage for your next home, you might be assuming you can breathe easy now and concentrate on packing. Not quite yet though. While most of your hard work of building a good credit profile and gathering savings for a down payment and closing costs is behind you, it’s important to…

Paying off your Mortgage Early

If you are looking to pay off your mortgage earlier than you had initially planned, there are multiple ways to get this done. Before doing any of them, however, you should check with your bank to make sure there are no hidden fees or charges for paying early.   Refinance your Mortgage A good way…