Finance Your Future

There are many reasons why refinancing your home mortgage might be the right choice for you, including reducing your monthly payment, assisting in paying for home improvements and reducing the length of time remaining on the loan. Whatever your reason, our seasoned HomeSale Mortgage loan officers are here to help you decide how to make…

A Guide to Buying Your First Home

1. Meet with a sales associate. Why Should I Use a Real Estate Agent?   2. Get pre-approved for a mortgage. Why Should I Get Pre-Approved for a Mortgage? How Much Home Can I Afford? Mortgage Approval and Student Loans   3. Search for your first home. My HomeFinder Listing Status   4. Find your home…

Paying Off Your Mortgage

If you are looking to pay off your mortgage earlier than you initially planned, there are multiple ways to get this done. Before you begin, check with your bank to make sure there are no hidden fees or charges for paying early. Refinance your Mortgage A good way to put a dent into paying off a…

Mortgage Approval and Student Loans

Are you looking to purchase your first home – either in the next month or year, but feel that your student loan payments are holding you back? Don’t get discouraged and push the dream of owning your first home aside. It is possible for you to be approved for a mortgage while you are still…

Repairing Your Credit Score

If you are applying for a mortgage, loan, or credit card, your credit score will play a key part in determining if you will be accepted or not. [Info-graphic provided by Cashnetusa.com] Find out more about a mortgage quote from one of many programs so that your mortgage is custimized to fit your needs. Our knowledgeable…

How Much House Can You Afford?

The typical homebuyer has been browsing through properties online, eagerly looking for yard signs, and attending open houses. However, before you even go house hunting, you should know how much you are able to spend on a mortgage. You don’t want to spend months looking at homes you think you can afford, when in realty…

The Rent Trap

  If you are currently renting, you could get caught in the continuous cycle of increased rents, without realizing the long-term impact on your future ability to save for a down payment. Purchasing a for-sale home still remains highly affordable for buyers who are able to save for a down payment and capitalize on low mortgage…

Down Payment Tips

Many people dream of owning a home but don’t think it’s possible because they lack the resources for a down payment and closing costs. Here are tips for securing that down payment. 1) Borrow from your retirement account: Many people have been investing in a 401(k) plan or traditional IRA for years and first-time homebuyers…

Control Your Debt

When deciding if you can afford to finance a home, it is important to know how much you can afford. Lenders do not want to approve you for a loan that could potentially overload you. This is the perfect time to review your personal financial situation; comparing your monthly debt to your monthly income. You…