Financing a Home Purchase

Unless you are in a position to pay all cash for your home, you will need to obtain a home loan (mortgage) to complete the purchase. Did you know that 86% of buyers finance their home purchase? We are happy to assist you in this process to help ensure that you obtain the financing that meets…

Hidden Costs That Surprise First Time Homebuyers

You think you’re ready to purchase your first home. You’ve taken careful consideration of mortgage rates, your monthly income, and have definitive budget in place. You’re ready to begin your home search and jump at the chance of making an initial offer once you find your dream home. But as professional realtors and seasoned home…

Understanding HOA

What is an HOA? HOA stands for homeowner association and it is a governing body that is typically formed by a community’s developer during the home sale process. Eventually, when a developer sells enough homes in a given community, they turn the HOA over to the actual homeowners. Homebuyers who are looking for homes in…

Home Warranty: Frequently Asked Questions

What is a home warranty? A home warranty is a one-year contractual guarantee that should certain appliances or mechanical systems fail due to normal wear and tear during the coverage period, those items will be repaired or replaced, subject to a small deductible. How is a home Warranty different than homeowner’s insurance? Homeowner’s insurance and…

7 Common Closing Costs to Consider When Purchasing a Home

Purchasing a home is an expensive proposition, but for many buyers, the realization that a host of closing costs need to be paid before the sale can go through is often a concern when it comes to ensuring there is enough money set aside to go through with the transaction. In simple terms, closing costs…

Choosing the right Real Estate Agent

Buying or selling your home can be emotional endeavor, but with the help of a dedicated and dependable real estate agent, it can be an enjoyable and peaceful process. There are many aspects that you must consider when trying to choose the agent that is right for you. The needs for buyers and sellers differ, which is important to…

WOULD YOU RATHER……BUILD OR BUY?

You’ve made decisions in your personal life and career; you’ve worked hard and now consider yourself established. The time has arrived where you are ready to own a home, and make that dream a reality. But now you’re faced with the option of creating your own home from the floor up or purchasing a pre-existing…

7 Things to Avoid Before Purchasing a Home

  If you have been approved for a mortgage for your next home, you might be assuming you can breathe easy now and concentrate on packing. Not quite yet though. While most of your hard work of building a good credit profile and gathering savings for a down payment and closing costs is behind you, it’s important to…

Renting vs Buying

If you are a potential buyer searching for the perfect place to live, your gut reaction is probably that it is cheaper to rent a home than it is to buy one. However, according to Trulia’s chief economist Jed Kolko, that is not the case. On average in the United States, it is 38 percent…

House Hunting Tips

Ideally, we’d all love for house hunting to be a quick and easy process that results in the perfect home. Unfortunately not all homes come equipped with a two-story pool and a waterfall, so this is not always the case. Here are some things to keep in mind when trying to find a place that…

How to Choose the Right Real Estate Agent

Buying or selling your home can be emotional endeavor, but with the help of a dedicated and dependable real estate agent, it can be an enjoyable and peaceful process. There are many aspects that you must consider when trying to choose the agent that is right for you. By following some of these simple guidelines,…

Buying your first home?

If you are considering buying your first home, planning is essential.  If you are not prepared, the excitement of buying a home could quickly fade behind a pile of paperwork.    Prepare ahead of time by gathering the proper paperwork and ensuring your financial situation is in order.  It could take weeks or even months…