Is there any feeling quite like the one you have when you purchase a home? It’s a pivotal moment filled with excitement and anticipation, however, there’s also a lot of responsibility that comes with this type of purchase. To help ensure your transaction will play out smoothly and successfully, we’ve listed out a few things to avoid doing while going about the home buying process:

1.  Changing jobs, becoming self-employed, or quitting your job
2.  Buying a vehicle or any other large purchase item
3.  Using credit cards excessively or letting current accounts fall behind
4.  Spending money you have set aside for closing
5.  Omitting debts or liabilities from your loan application
6.  Purchasing furniture on credit
7.  Originating any inquiries into your credit
8.  Making large deposits without checking with your loan officer
9.  Changing or opening new bank accounts
10. Cosigning a loan for anyone, including family

By keeping these things in mind as you go about the transaction process, you’ll be able to feel a lot more confident and relaxed when you sit down at the settlement table.