Financing a Home Purchase

Unless you are in a position to pay all cash for your home, you will need to obtain a home loan (mortgage) to complete the purchase. Did you know that 86% of buyers finance their home purchase? We are happy to assist you in this process to help ensure that you obtain the financing that meets…

Mortgage Approval and Student Loans

Are you looking to purchase your first home – either in the next month or year, but feel that your student loan payments are holding you back? Don’t get discouraged and push the dream of owning your first home aside. It is possible for you to be approved for a mortgage while you are still…

How Much House Can You Afford?

The typical homebuyer has been browsing through properties online, eagerly looking for yard signs, and attending open houses. However, before you even go house hunting, you should know how much you are able to spend on a mortgage. You don’t want to spend months looking at homes you think you can afford, when in realty…

The Rent Trap

  If you are currently renting, you could get caught in the continuous cycle of increased rents, without realizing the long-term impact on your future ability to save for a down payment. Purchasing a for-sale home still remains highly affordable for buyers who are able to save for a down payment and capitalize on low mortgage…

10 Tips to Improve Your Credit Score

In recent years lenders have made it increasingly difficult to obtain credit – so whether you are applying for a mortgage, loan, credit card, or even a mobile contract, your credit score will play a key part in determining if you will be accepted or not. [Info-graphic provided by MoneySuperMarket.com] Find out more about a mortgage…