Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you’re wondering: Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible you could…
Tag: finance
Mortgage Rates Hit Lowest Point So Far This Year
If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately – and that gives you a chance to jump back in. Mortgage rates have been declining for seven straight weeks now, according…
How To Buy a Home Without Waiting for Lower Rates
Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even if they don’t drop substantially, there are still ways to make…
One Homebuying Step You Don’t Want To Skip: Pre-Approval
There’s one essential step in the homebuying process you may not know a whole lot about and that’s pre-approval. Here’s a rundown of what it is and why it’s so important right now. What Is Pre-Approval? Pre-approval is like getting a green light from a lender. It lets you know how much they’re willing to let you…
What To Save for When Buying a Home
Knowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be. By understanding the costs you may encounter upfront, you can take control of the process. Here are just a few things experts say you should be thinking about as you plan ahead. 1. Down Payment Saving for…
The Benefits of Using Your Equity To Make a Bigger Down Payment
Did you know? Homeowners are often able to put more money down when they buy their next home. That’s because, once they sell, they can use the equity they have in their current house toward their next down payment. And it’s why as home equity reaches a new height, the median down payment has too. According to the latest…
Homeowners Gained $28K in Equity over the Past Year
If you own a home, your net worth has probably gone up a lot over the past year. Home prices have been rising, which means you’re building equity much faster than you might think. Here’s how it works. Equity is the current value of your home minus what you owe on the loan. Over the past year,…
We Protect Your Investment!
Buying and selling a house is a huge financial transaction that involves a lot of personal information and data. At Homesale Realty, we deal with thousands of online contracts and wire transfers yearly and are proactive in making sure we protect your investment at all times. With our companywide risk management strategies, you can rest…
Strike Gold!
Saving money is important for a lot of families, especially in this current climate. With budgets tightening, it’s a good idea to buckle down and cut costs where you can. Here are some great money-saving tips for you and your family to implement that can help you strike gold at home!
FIVE TIPS TO WHIP YOUR FINANCES INTO SHAPE
It’s a new year, so that means a new you. Isn’t that the high hope that most of us set during this time of year? Whether your focus is on improving your health, finances or even picking up a new hobby in 2016, if you’ve already set the goal, you’re one step closer to achieving…
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