Credit Karma

For many of you, the thought of buying a home raises some financial concerns such as getting pre-approved and affording the down payment. Getting pre-approved is often based off your debt-to-income ratio, your credit score, work history, etc. Take note, that just because you pay everything on time, doesn’t necessarily mean that your credit score…

Control Your Debt

When deciding if you can afford to finance a home, it is important to know how much you can afford. Lenders do not want to approve you for a loan that could potentially overload you. This is the perfect time to review your personal financial situation; comparing your monthly debt to your monthly income. You…