Down Payment Tips

Many people dream of owning a home but don’t think it’s possible because they lack the resources for a down payment and closing costs. Here are tips for securing that down payment. 1) Borrow from your retirement account: Many people have been investing in a 401(k) plan or traditional IRA for years and first-time homebuyers…

Which is Better: A Rental or Your Own Home?

A National Housing Survey was conducted to determine if it is better to live in a rental or your own home. This chart shows the results of the survey. What the chart does not show is the national average interest rate, which is an extremely low 30 year 3.71% and 15 year 2.98%. With these…

Plan Ahead for Homeownership

Studying for your college courses? Focusing on athletics? Starting your new career? Even if you’re not quite ready to buy your first home, it is important to position yourself so when you decide to take the next step, you are completely ready. Start with: 1.    Building good credit Sign-up for a credit card but pay…

Is now a good time to buy a home?

According to a report by JP Morgan thoroughly explained by KeepingCurrentMatters.com, now is the time to buy a home! Price-to -Income Ratio A measure of housing values is the ratio of income to home prices. “Since 1966, the median price of an existing single family home in the U.S. has varied between 150% and 251%…

How Much House Can You Afford?

The typical homebuyer has been browsing through properties online and driving around looking for yard signs.  This is a great start since it is important to get an idea of what you are looking for, however, it is even more important to know how much you can afford to spend.  Follow these steps to get a…

Halloween Happenings in Central PA

Harrisburg Halloween Happenings Hershey Park in the Dark Flashlight Maze & Pumpkin Madness Festival Creatures of the Night Ghosts In Mechanicsburg Halloween Murder Mystery Lancaster Halloween Happenings Happy Hauntings at Dutch Wonderland Lancaster & Strasburg Ghost Tours Jason’s Woods Field of Screams Country Barn Pick-Ur-Pumpkin, Hayride, and Corn Maze  Reading/Berks Halloween Happenings Duncan’s Corn Maze Creatures…

A Few Fall Cleanup Tips

The kids are headed back to school, the leaves are turning, and a chill is in the air. If you’re like most homeowners, fall also means an opportunity to spruce up your yard and cut down on the work you’ll need to do when Spring arrives again.  Clean Garden Pots by washing grime & rings…