Posts tagged ‘md homes for sale’

July 25, 2013

Home Ownership Matters

July 2013_Ecard

Home ownership does matter. It has a significant impact on net worth, educational achievement, civic participation, health, and overall quality of life. Plus, it helps create jobs, lots of them, right in your community. Did you know that for every two homes sold in the U.S., one job is created?

A few more perks of home ownership:

Increased Equity
As you pay down your mortgage, you own more of an increasingly valuable property. Sometimes you can borrow against this equity for home improvements or other investments.

Appreciating Investment
The real estate market does fluctuate, but over time the value of your property could appreciate.

Tax Benefits
Interest and closing costs are big expenses. However, when you file your taxes, you may be entitled to deductions based on points and interest paid during the year. This can be a very significant benefit especially in the early years of ownership when you are paying more interest.

Successful Children
Studies show that children of homeowners are more likely to graduate from high school and college, have better overall grades, and fewer behavior problems. They are likely to someday become homeowners as well.

Stronger Communities
Homeowners are more likely to maintain their homes, become involved in solving local problems, be part of community groups, are more likely to vote, and will remain in their homes 4 times longer if they own it.

Stronger Families
Homeowners are more likely to attend church, belong to parent-teacher groups, read local newspapers, and have less alcohol and substance abuse problems.

Stability, freedom, privacy
Owning a home has a significant impact on overall quality of life, including health, happiness, and security. Homeowners tend to have a greater sense of control over their lives.

April 15, 2013

Q1 Consumer Outlook Survey (Infographic)

Consumer confidence in real estate and home prices reaches a year-long high. Buyers and sellers are motivated entering the spring buying season.

q1-info-graphic2013

Want more information on today’s real estate market? Contact a Prudential Homesale Real Estate Agent today.

January 31, 2013

Buying vs. Building

 

buyingvsbuildingNumerous decisions are involved in the purchase of a home.  The most important decision, which will impact the rest of the process, is whether to build your own home or buy an existing home.  Each strategy has its own advantages as well as disadvantages.  Owning a home is a great experience, but can be a stressful event; be prepared for what lies ahead of you.

Buying

vs.

Building

Pros

  • If your reasonable offer is accepted, you could live there within 30-45 days.

 

  • Tremendous sentimental value and personal pride in making it “your home”.
  • Usually not part of a Homeowner’s Association, giving you more personal freedom and more choices.

 

  • Personalize everything from the floor plan, to carpets, to fixtures, to appliances, paint colors, etc.
  • Already in an established area – It’s easier to consider the character of the home and the area it is located in.
  • Energy Efficient – Better, current building standards, better materials, and the most efficient appliances and systems; very important with the continually rising energy costs!

 

  • Better value – Usually able to negotiate a better price on the home.  Appliances and fixtures typically included, desired upgrades can be negotiated into the purchase.
  • Deferred maintenance – You know moving in that you will not need to replace the roof or any larger systems for many years.  Unforeseen issues should be covered by a warranty.

 

  • Less stress – Much less to consider during the buying process, less decisions to be made and/or negotiated.  Don’t forget to consider home inspections!
  • Many new communities offer other incentives such as recreational facilities, community maintenance, and locations closer to new stores, etc.

 

  • Usually have complete and mature landscaping. 
  • Latest technology built-in, from wiring to high speed internet, to the latest architectural trends, etc.

Buying

vs.

Building

Cons

  • Older floor plans do not have the same good traffic flow and open feeling that most new homes possess.
  • Usually takes 6-7 months to build, but you may want to count on another 1-2 months for unforeseen issues that may arise; bad weather, material defects, builder’s schedule.

 

  • Most likely will not have everything you want.  You will have to be willing to make some compromises on your list of wants/needs.
  • New construction typically has higher costs and most initial estimates are not accurate.  A lot can change during the building process.
  • Immediate maintenance or renovations may be necessary to personalize the home or even make it livable.
  • Might have to live with the noise and construction vehicle traffic if you are located in a new community; it could go on for months.
  • Less energy efficient!  Might also need updates on wiring and other major systems depending on the age of the home.

There is no wrong or right choice; only your personal preference.  The best things you can do are to plan ahead; review the pros and cons of each choice thoroughly; determine your budget and stick to it; consider job security and long-term plans for being in the area; and last, but not least, don’t forget about maintaining your own sanity!

 

Let us help you follow the path that best suits you!

November 29, 2012

Oh, the Joys of Packing

Finding the home of your dreams is fun and exciting. Preparing to leave the old one can be a bigger task then expected. Starting weeks ahead of the move and being organized is the key. Here are some ideas to help you prepare and simplify the process.

Items you may need:

  • Boxes
  • Bubble Wrap
  • Packaging Tape
  • Markers
  • Moving Company (or friends and family)

Purge – Packing items you don’t need is a big waste of time, box space, and moving manpower. Take the time to go through drawers, cabinets, closets and be honest with yourself about what you need and no longer use. If it is something you haven’t worn in the past 12 months it should go! Some items could be sold, some trashed, and others donated to your local Goodwill or shelter.

Clean – Once you have eliminated the items you no longer need, give everything in the house a good dusting. You will be very grateful to have clean items to unpack after a long day of moving. This is one step that is better to do now, rather than later!

Create a system – Devise a packing plan and schedule. If time allows, plan on packing one room every 2-3 days. If you are in a time crunch, order some pizza and host a packing party for your friends. Start by packing the items you use most infrequently. Be sure that each box is sealed tight with packaging tape and clearly labeled. Always label the box on more than one side so finding its new location will be easy!

Packing pointers – Even if you’re not moving far, wrap delicate items in bubble wrap and label as fragile. Fill each box to the top to avoid having it smashed during transit, but don’t over-pack. Over-packing a box can put your items at risk of being damaged. If it is an option, you may want to keep valuable, irreplaceable items with you rather than the movers. Also create a plan on how to move un-packable items, such as pets, plants, etc.

Use it or lose it – Start using the items you can’t or won’t want to pack, like frozen and perishable foods.

Not to be forgotten – Aside from the physical work involved in preparing for a move, there are other important tasks that require your attention prior to moving day. File a change of address form with the postal service, forward medical records and children’s school records, arrange time off work to move, clean out safe deposit box, refill necessary prescriptions and consider a tune up on your car, especially if you will be driving a long distance for the move. The last thing you need is a roadside break-down!

On your way out the door – Keep a box or two for the very last day. As you go through your home one more time, you are bound to find a few missed items and items that you used up to moving day. Pack these remaining things to take along with you or ship to your new home.

A little planning will help you and your family to navigate the thrills and frustrations of moving and get you well on your way to having fun and making memories in your new home!

 

Relocating to Maryland or Pennsylvania? Take a look at our relocation services to help you with all your needs in the search of a new home.

September 6, 2012

PrudentialHomesale.com’s New Mobile Search

Today’s technology has allowed us to gather information faster and easier than ever before!  With our new mobile search, you will have on-the-go access to homes for sale, including detailed property information and multiple photos.  Does your agent have an agent website?  Connect to YOUR agent on the spot!  Personal contact has never been more convenient than with our new live chat feature!  Have all the details you want, when you want them…because finding your new home IS that important!

 

 

Mobile is more than convenient access. Mobile is simple, fast, personal communication. Finding a home is much more than just a large investment, mobile has helped changed the way consumers find real estate. Today, Prudential Homesale’s mobile website is helping people find real estate from any location. Visit http://www.prudentialhomesale.com from your mobile phone to try it for yourself.
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