Archive for September, 2012

September 24, 2012

Home Warranty, A Little More Peace of Mind

Home ownership can bring a high level of security and stability.  However, it can also carry a certain amount of stress and worry.  What if the furnace stops working?  What if the dishwasher leaks?  A home warranty can take away some of the “what if’s” and give you more peace of mind.

If you share these concerns, you may want to consider a home warranty.  Some sellers offer this as an enticement to buyers, but as a buyer you have the option to purchase this on your own.  Home warranties cover a wide variety of appliances and home systems and can save you a lot of money!  They protect everything from kitchen appliances to air conditioning systems, cracked foundations, etc.  You can choose from a variety of plans to cover your needs and fit your budget.

Which Home Warranty Company is right for you?  Here at Prudential Homesale, we have narrowed the choice for you to three reputable Home Warranty CompaniesAmerican Home Shield, HSA Home Warranty, and HMS Home Warranty.  Each company offers the convenience of a 24-hour service center and a range of coverage levels for every homeowner’s needs.

Make sure you do your homework before choosing a plan.  Ask the right questions, such as which appliances and/or systems are covered, are there any additional fees, is there a hauling fee for old appliances??  Ask them now to prevent surprises in the future.

Once you decide on the level of coverage that suits your needs, solving an unexpected problem is simply a phone call away!  Letting them do the work for you relieves you of the additional hassle of finding a qualified service provider in your area.  Contact your home warranty company and they will handle it from there.  They are available 24 hours a day, 7 days a week, 365 days a year…whenever trouble strikes!

Let a home warranty cover you with an extra “blanket”, so you can sleep at night!

September 20, 2012

Are You Ready to Buy?

Buying a home, whether it is your first, second, third, or last is a big decision. Doing a little homework before you buy can make this decision a smooth and easy one. Here are some things to think about before you buy.

1) CHECK YOUR OWN CREDIT. Most homebuyers will need to obtain a mortgage to purchase a home. Make this process a little easier; start to clean up your credit a few months before you apply for a loan. Obtain a copy of your own credit report and check it for accuracy; resolve any problems you discover.

2) GET PRE-APPROVED FOR YOUR MORTGAGE. Getting pre-approved will give you a price range for your home search. It will also put you in a better bargaining position when it comes time to write an agreement on the home of your choice.

3) HIRE A PROFESSIONAL. Finding the right real estate agent means finding one who will listen to you and help you find the home that best fits your needs. You may be able to find a lot of information on the internet yourself, but a professional can help you sort through it and easily guide you through every step of the buying process.

4) MAKE SURE YOU ARE READY FOR THIS COMMITMENT. If you don’t think you’ll be content in the same home for very long, buying may not be the right choice for you. Selling your home too soon may cause you to lose money.

5) LOOK FOR GOOD SCHOOLS. Even though you may not have children, it is still in your best interest to buy in an area with good schools. This could have an impact on resale value when you decide you are ready to make another move. A good school district will help increase the value of your home. http://GreatSchools.org is a good resource.

6) STAY IN YOUR BUDGET. Carefully consider all your debt and expenses versus your income before jumping into this purchase. Be 100% certain you can afford it.

7) BE A SMART BIDDER. Your real estate agent will be important in this step of the buying process. Make sure any offer you put on a home is in-line with other home sales in that area. Your agent will be able to easily access the past few months’ home sales and verify this information.

8) GET INSPECTIONS. Many lenders will require certain inspections before getting a loan approval. This is in your best interest. Inspections are a good way to insure that the home you’re buying is worth the price you are paying.

Buying a home is an exciting journey, begin yours today!

September 13, 2012

Tips to Help You Save Money NOW!

Saving money can be a constant challenge, so having the right impression is important. keep in mind that a budget is not a form of punishment, but a key step in helping you improve your financial well-being. When you are ready to make a large purchase such as a new home, you’ll have the financial resources at your very own finger tips. Follow these simple tips and before you know it you will be well on your way to saving money for the things that are important to you!

Don’t know how much money you need to save in order to buy a new home? Try our mortgage calculator to help you find out how much you will need to purchase a new home. Have you already saved up enough money for a new home? Search homes for sale on our real estate website today. Prudential Homesale helps home buyers and sellers through Maryland & Pennsylvania find the new home of their dreams!

September 10, 2012

Prudential Real Estate 2012 Second Quarter Awards

Each quarter Prudential Real Estate compiles a list of the top real estate offices throughout the country, ranking them based on their size and location. We are proud to announce that Prudential Homesale has seven offices that have ranked in the top 3 for their respected category for Q2 2012.

Homesale YWGC Realty – Federal Hill

1st Place in Award – ‘Top 3 Offices with a minimum of 21
Sales Professionals and a maximum of 40 Sales Professionals in U.S. South
for Residential GCI’
1st Place in Award - ‘Top 3 Offices with a minimum of 21
Sales Professionals and a maximum of 40 Sales Professionals in U.S. South
for Residential Units’

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Bob Yost Homesale Services – East York

1st Place in Award – ‘Top 3 Offices with a minimum of 41
Sales Professionals and a maximum of 75 Sales Professionals in U.S.
Northeast for Residential Units’

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Homesale Services Group – Carlisle

2nd Place in Award - ‘Top 3 Offices with a minimum of 1 Sales Professionals and a maximum of 20 Sales Professionals in U.S. Northeast for Residential Units’

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Homesale Services Group – Chambersburg

2nd Place in Award – ‘Top 3 Offices with a minimum of 21
Sales Professionals and a maximum of 40 Sales Professionals in U.S.
Northeast for Residential Units’

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Homesale YWGC Realty – Clarkview

2nd Place in Award - ‘Top 3 Offices with a minimum of 76
Sales Professionals in U.S. South for Residential GCI’
2nd Place in Award - ‘Top 3 Offices with a minimum of 76
Sales Professionals in U.S. South for Residential Units’ Sales Professional and Team Awards

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Homesale Services Group – North Pointe

3rd Place in Award – ‘Top 3 Offices with a minimum of 76
Sales Professionals in U.S. Northeast for Residential Units’

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Bob Yost Homesale Services – West York

3rd Place in Award – ‘Top 3 Offices with a minimum of 41
Sales Professionals and a maximum of 75 Sales Professionals in U.S.
Northeast for Residential Units’

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We are also proud to say that two of our teams made the top 3 for real estate for the States of Maryland and Pennsylvania.

The Mumaw Claster Group
(consisting of Noah Mumaw and Candace Claster)
Sales Professional Awards – 2nd Place in Maryland for Residential GCI

The Craig Hartranft Team
(Consisting of Craig HartranftJim McPhailKim McPhailKeith ShaubSarah SampleDanielle Gwilt, and Celia Fauth)

Sales Professional Awards – 3rd Place in Pennsylvania for Residential GCI
Sales Professional Awards – 2nd Place in Pennsylvania for Residential Units

September 6, 2012

PrudentialHomesale.com’s New Mobile Search

Today’s technology has allowed us to gather information faster and easier than ever before!  With our new mobile search, you will have on-the-go access to homes for sale, including detailed property information and multiple photos.  Does your agent have an agent website?  Connect to YOUR agent on the spot!  Personal contact has never been more convenient than with our new live chat feature!  Have all the details you want, when you want them…because finding your new home IS that important!

 

 

Mobile is more than convenient access. Mobile is simple, fast, personal communication. Finding a home is much more than just a large investment, mobile has helped changed the way consumers find real estate. Today, Prudential Homesale’s mobile website is helping people find real estate from any location. Visit http://www.prudentialhomesale.com from your mobile phone to try it for yourself.
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